We provide property-backed financing assistance for clients who need access to funds without selling their property. Your land title is used strictly as collateral under a clear, secure, and legally documented agreement.
Is this a sale of property?
No. This is a loan arrangement only. Ownership of the property remains with the owner.
Can I still live in my property?
Yes. In most cases, the owner continues to occupy the property unless otherwise agreed in writing.
What documents are required?
Basic requirements include the original land title (TCT or CCT), valid IDs, tax declaration, and authorization if applicable.
How long is the loan term?
Loan terms are flexible and usually range from 6 to 24 months, depending on the agreement.
Is the transaction legal and documented?
Yes. All transactions are covered by written contracts to ensure protection for both parties.